🔥 The 5 Biggest Underwriting Mistakes Borrowers Make — And How to Avoid Them in 2026

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 03/12/2025

⚡ The 5 Biggest Mistakes Borrowers Make During Underwriting (And How to Avoid Them) When you apply for a mortgage, underwriting is the final gatekeeper between you and the closing table. And here’s the truth: Most loans don’t get denied because of bad credit or low income — ❌ they get denied because borrowers make avoidable mistakes during underwriting.